Why Start Personal Finance Blog For Women
“I’m not bossy, I’m the boss.” – Beyoncé Knowles
Hello, I’m Esther, the founder of Money Nuggets and a certified Dave Ramsey financial coach. I also have a Master’s in Business Economics from Westminster Business School. Despite my degrees, my real money management lessons came from life’s tough experiences.
Helping others especially women not make the same financial mistakes I made and achieve their financial goals is my passion.
Like most wonderful things, this personal finance blog was born out of necessity. In fact, I first started my blog, Money Nuggets, after paying off £32,000 of debt in 2 years!
I was a financial mess—buried in debt, overwhelmed, and struggling to stay organised. This stress took a toll on my health and relationships, leaving me feeling isolated and distracted.
The lessons I learned along the way inspired me to create a personal finance blog where ordinary women can learn about money and the importance of being financially savvy.
No question is too silly or irrelevant here—every financial concern you have has likely been shared by countless women worldwide. You are not alone!
If you had told me years ago that I’d start a personal finance blog for women, I’d have laughed. I struggled with budgeting, debt, and saving because I lacked a solid financial foundation.
Feeling helpless, I often chose to ignore financial education, prioritising family, friends, work, and fun instead. This led to poor financial decisions and in the end, paid heavily for my mistakes.
The Turning Point
Financial insecurity is a heavy burden. Worrying about money, your future, and how to make ends meet can eat away at you. I’ve been there, and it’s a dark, scary place. But it doesn’t have to be this way—financial stress can be avoided.
Once I decided to take control of my finances, I read everything I could find on money management. I shared my discoveries with friends and family, feeling proud when they benefited from the information.
However, the more I read, the more I realised that a lot of the information available did not resonate with me – a novice taking baby steps in the world of money matters.
To put it bluntly, I felt that no one was nailing it for women like me. The majority of the personal finance blogs did not address the unique financial concerns, challenges, and circumstances facing today’s women. Women often earn less than men, take time off for family, and save less.
In tweeting terms, I was on the lookout for: @womenandmoney, calling every mother, professional, entrepreneur, and student. Especially, the overworked, underpaid and time-pressured genre. #readysteadypracticalfinance.
Traditionally, many women have relied on men to manage household finances, even though more women are now part of the workforce.
This old mindset needs to change. A man is not a financial plan! We need to take an active interest in money matters and leave the passive approach behind.
The Inspiration Behind Money Nuggets
Two eye-opening articles sparked the creation of Money Nuggets.
The first, a study by the Trade Union Congress (TUC), revealed a trend of retired women having to return to work because they didn’t have enough savings. It highlighted that women typically save less than men, and the idea of having to go back to work after retirement was a huge wake-up call for me.
The second article, a survey by MONEY STUFF, revealed that most women were never taught financial management at home or in school. Those who did learn had to figure it out on their own.
This was actually encouraging—money management isn’t rocket science; we just need to use the tools available to us.
Money Nuggets’ Mission
Empower women financially so they can be the boss of their money and not let their finances push them around is my mission.
I want to inspire women to take control of their finances, earn more, save more, and spend smarter. Financial knowledge is power. Over the years, I’ve learned how to get out of debt, make the most of my resources, avoid costly money mistakes, and grow my money.
Being debt-free is amazing, but staying debt-free is even more liberating. It’s a journey of continual learning and sharing. Seeing my friends and family benefit from my knowledge inspired me to reach a wider audience.
Money Nuggets is here to empower women to manage their money better, achieve financial goals, live their dreams, and pass on financial wisdom to the next generation.
Ladies, this personal finance blog is your tool against financial ignorance and towards financial success. Start your journey today—learn, achieve, participate, and contribute to a financially free future.
Money means freedom, security and choices – why give that away to someone else? Particularly, why give it away due to financial ignorance.
Join us, learn how to manage your finances, invest wisely, get out of debt, and make extra money. Together, we can empower women financially.
Interested in contributing or working with us? Get in touch! Click here to contact us