The daffodils are out, baby lambs are frolicking and we’re all starting to feel a little less gloomy and a little bit more positive. Spring has finally arrived. And let’s start spring cleaning our finances too. You may be giving your cupboards a good clean out and getting rid of all those shocking outfits you […]
How to Create a Spending Plan That’s in Alignment with Your Values
Most of us have an idea about how to build wealth. Of course there are many forms of wealth but for the purpose of this post I’m talking about financial wealth. The basic formula is to spend less and save more. By doing this, you will gradually increase your net worth. Many of us have […]
Personal Financial Planning: Are You Set For Life ….and Death
If there is one subject no-one wants to talk about, one taboo to top all taboos, it’s talking about our death or the death of a loved one. It’s the one thing we all know will happen and yet who wants to stare too long into that particular abyss? But if you don’t sit down […]
Financial Goals in Order of Priority
The importance of setting financial goals cannot be overstated. Many of us start off our financial independence by living hand-to-mouth, particularly while we are students, in our first job, or coping with a burgeoning family. We tend to muddle on through with very few pennies to spare and racking up debt as we struggle to get […]