You may not have heard of Guarantor Loans as they are not as widely available as other loan products. Our essential need-to-know guide tells you what they are, who they are for and what to be aware of before taking one out. What is a Guarantor Loan? A guarantor loan is an unsecured loan where […]
10 Lessons Learnt from Paying Off £48K
I overspent for many years, then an unforeseen calamity forced me and my husband to deal with a crippling debt. We were forced to enter into an Individual Voluntary Arrangement (IVA) to clear our debts. Those five years taught me a LOT about myself, my attitudes and behaviour towards money, budgeting and spending, and about […]
Bankruptcy 101: How Do I Declare Bankruptcy
Welcome to our Complete Guide to Bankruptcy Series. In this series, you can read our guide to everything you need to know about bankruptcy to help you make an informed decision. Join us so you don’t miss any post in this series. You may have heard that bankruptcy is one way to sort out your […]
Bankruptcy 101: What is Bankruptcy?
Welcome to our Bankruptcy Series – the first of many series to come. Here you can read our guide to everything you need to know about bankruptcy but were too afraid to ask. So be sure to join us so you do not miss any post in this series. If you’re in debt and can’t […]
5 Practical Tips for Managing Your Debt – A Really Short Guide
In spring 2016, the average household debt in the UK stood at £54,597, and that figure is rising year on year. Although that figure does include some mortgage debt, a large proportion of it is personal loans, overdrafts, and credit cards. Put simply, we are borrowing substantially more than we earn. Having debt is normal, […]